Founder, The Accountability Movement™
Leadership keynote speaker, Sam Silverstein is one of the World's Top 30 Organizational Culture Professionals. This best selling author on leadership, shows organizations how to innovate their culture, live their core values and inspire accountability throughout the entire operation.
As a former executive and business owner in manufacturing and distribution, Sam led a team of 175 employees. During his tenure, the company grew organically by 475% over 12 years, with total sales over $100 million attracting a Fortune 500 company to purchase the enterprise.
Today, Sam writes, speaks, and consults with organizations around the globe inspiring them to think differently, work with renewed purpose, and achieve record-breaking results. He works with entrepreneurs, multi-national companies, corporations, and government agencies to drive increased engagement and productivity.
The author of seven books including No More Excuses, No Matter What, Non-Negotiable, Making Accountable Decisions, and The Success Model, he is the founder of The Accountability Movement™, an organization focused on building powerful communities filled with like-minded people who know and live their values and honor their commitments. To that end, Sam hosts Accountability Roundtables™ inspiring and challenging the people in these communities to think differently.
Sam’s mission is to empower people to live accountable lives, transform the way they do business, and to thrive at extraordinary levels. By challenging leaders to shift priorities, cultivate an organizational culture, and inspire both individuals and teams to take ownership in fresh and results-producing ways – he is helping companies dramatically increase productivity, profitability, and growth.
Originally from Atlanta, Sam has a Bachelor’s Degree in business from the University of Georgia and an MBA from Washington University. He is a Past President of the National Speakers Association. Sam is married with four children and currently resides in St. Louis, Missouri.
Director, Insurance Services Professional Liability
Blair Bartlett joined CapSpecialty in February of 2014 and is the Head of Insurance Industry products. In this role, Blair is responsible for the profitable production of a suite of professional liability products designed for the Insurance and Financial Services industries. This includes E&O for insurance agencies, and law firms, as well as E&O and D&O for insurance companies and asset management firms. Prior to joining CapSpecialty, Blair was at Allied World Assurance Company where he was responsible for E&O production in the Midwestern region as well as managing Insurance Agents E&O and Insurance Company D&O and E&O products nationally. Blair started his insurance career with Darwin Professional Underwriters in 2007, where he was an underwriter of Public D&O, Private D&O, and Financial Institutions Professional Liability. Prior to insurance, Blair worked as a floor trader on the American Stock Exchange. He is a 2002 graduate of Williams College.
LTC Michael M. Barth, PhD.
Associate Dean & Department Head for the Tommy & Victoria Baker School of BusinessThe Citadel
Michael M. Barth is the Associate Dean and Department Head for the Tommy & Victoria Baker School of Business at The Citadel as well as an Associate Professor of Finance. He teaches corporate finance and general business courses.
Prior to joining the faculty in 2007, he was an Associate Professor of Finance and acting department chair of the Department of Finance and Quantitative Analysis at Georgia Southern University. Before beginning his career as a college educator, he was a Senior Research Associate with the National Association of Insurance Commissioners specializing in risk-based capital issues, risk measurement, and solvency. He has been a program director for the American Institute for Chartered Property-Casualty Underwriters/Insurance Information Institute and was also a product manager with an auto insurance group for several years. He served nine years on active duty with the U.S. Army and another six years as a reservist.
He received his Ph.D. in Risk Management & Insurance from Georgia State University in 1993. He also holds the Chartered Property-Casualty Underwriter (CPCU) professional designation and the Associate in Underwriting (AU) professional designation.
Richard P. “Rick” Bersnak
Vice President of Commercial Sales and Business Development
The Keenan Agency, Inc.
Richard P. “Rick” Bersnak is currently Vice President of Commercial Sales and Business Development with The Keenan Agency, Inc. in Dublin, Ohio, a suburb of Columbus. He has spent his entire business career as a Property and Casualty agent and broker in our industry. Starting as a captive agent in 1972, he formed an independent agency with a life producer in 1974, worked as a commercial producer and sales manager for a national brokerage firm for six years and founded a specialized retail agency in 1984. In 2010 he sold the firm he founded to a large Ohio agency with offices throughout the state, joining Keenan in 2013. In 2011 he also sold a corporate aircraft brokerage he had founded in 2007 to a privately owned firm.
Rick holds a Bachelor’s Degree from Ohio University in Athens, Ohio and an M.B.A. from The Ohio State University in Columbus, Ohio.
His Masters’ thesis was written on target marketing and sales compensation in 1982 based on his employment with the national broker he worked for at the time. That effort led to the development of the largest Real Estate Errors and Omissions program in the industry and changed the market for Real Estate E & O coverage using a flat premium per transaction rating method as opposed to the traditional gross sales method of calculating annual premiums. This simple change in payment method had a direct effect on the industry and drastically increased the number of agents buying coverage during those years.
Following the sale of his firm in 2010 he has spent most of his sales efforts marketing Management and Professional Liability, custom and standard Insurance Agents E & O products and traditional coverages to specialty insurers and Independent Agents throughout the country. He has testified as an Expert Witness in common pleas court and has been accepted as an Expert Witness in Federal Court.
Outside the industry Rick is an avid golfer and fisherman. He sits on the Board of Alvis, Inc. a non-profit community corrections organization with a 34 M annual budget, Youth Aviation Adventure, LLC a national organization targeting youths and scouts who want to learn about flying or the aviation industry as a career
Rick and his wife Dierdre have 7 children and 12 grandchildren. They live in Dublin, Ohio.
CEO and FounderTremor Technologies, Inc.
Sean Bourgeois serves as CEO and Founder of Tremor Technologies, Inc. He serves as a Director of Tremor Technologies, Inc. Tremor designs, builds and manages SmartMarkets. SmartMarkets utilize state-of-the-art auction technologies and optimization techniques to maximize gains from trade. Previously, Sean worked at Yahoo!, as a Member of the Senior Management Team. Prior to Yahoo!, Sean served as General Manager of Euroweb International. Earlier in his career, he served in senior capacities at AIG, Xerox, and Putnam Investments. Sean holds a BA from Brown University and an MBA from the University Of Chicago Graduate School Of Business.
Founder & Director
IoT Insurance Observatory
Matteo is Founder and Director of the IoT Insurance Observatory, Non-Executive Director and Chairman of the Innovation Advisory Board at Net Insurance, Global InsurTech Thought Leader, and Investor.
He is internationally recognized as an insurance industry strategist with a specialization on innovation. Matteo is an author and world-renowned authority on InsurTech - ranked among top international InsurTech Influencers - and he has spoken to audiences in twenty different countries. He published the first bestseller dedicated to InsurTech: “All the insurance players will be insurtech”.
He co-founded Archimede SPAC. This Special Purpose Acquisition Company closed the IPO process with an amount of €47million, and has acquired Net Insurance in order to set-up the first Italian independent full-stack Insurtech, specialized on protection (non-motor) sold through the bancassurance channel.
Matteo has advised more than 100 different players in almost fifteen insurance markets around the world and has wide insurance experience which includes set up of industrial and commercial plans, growth strategy definition and support in the start-up of new initiatives, digital strategy development, insurance products innovation, channel strategy and commercial model definition, startups mentorship and advice M&A deals. He has worked directly with players which account for more than 80% of the international IoT insurance volumes (number of policies on auto telematics, smart home, and connected health/life).
Before creating the IoT Insurance Observatory and co-founding Archimede, he spent eleven years in Bain & Company’s Financial Service practice. Matteo received his degree in Business Administration from Bocconi University.
Chief Operations Officer and Co-Founder
Polly Clavijo is a strategic business consultant with over 25 years in IT practice management and technical experience. A graduate of Mount Union College, Polly began her career as an auditor at Arthur Andersen & Company. Armed with the knowledge and understanding of various businesses, Polly moved on to become a controller and eventually, a technology consultant. Her passion for technology and learning, coupled with her desire to help people, led her to co-found Revolution Group in 1995. Today Polly leads Revolution Group’s Salesforce practice, which serves dozens of insurance industry clients. Polly enjoys assisting clients from all industries creatively transform their business with technology solutions.
Senior Vice President & Account Executive
Financial Services Group & Commercial Risk Solutions
Ariel is a Senior Vice President and Account Executive within Aon’s Financial Services Group (“FSG”) and Commercial Risk Solutions. In these dual roles, and as part of the Insurance Company Group (“ICG”) within FSG, Ariel is responsible for serving and broking financial lines for some of Aon’s largest insurance company clients, as well as managing the relationship and overall strategy for clients across all lines of coverage and products (Cyber, P&C, H&B, Reinsurance, etc.). Ariel is also involved in production of new business across all lines of coverage.
Ariel first began working in the insurance industry in 2002. He moved from Chicago to Denver in 2004 to join ICG and has remained focused on the insurance company space since then. He became the ICG team leader from 2011 to 2018 before transitioning to a dual broker/account executive role.
Ariel earned a finance degree from the Brigham Young University, (2001), his ARM (Associate Risk Management) designation, (2004), his RPLU (Registered Professional Liability Underwriter) designation, (2006) and his CPCU (Chartered Property & Casualty Underwriter) designation, (2009).
Sandy D. Elsass
President & Co-Founder
Sandy D. Elsass serves as the President and co-Founder of HealthShare Works (www.healthshare.works) a non-insurance alternative to often highly expensive and limited medical plans.
He brings a wealth of experience as an insurance executive focused on risk transfer or the retention of risk within the health care industry. He is a recognized leader and builder of alternative risk transfer companies with a track record of growth and profitability.
Sandy built five Risk Retention Groups providing general and professional liability insurance for long-term care facilities, doctors and nurse practitioners.
He also served as the Senior Vice President at Marsh Berry & Company, a national mergers, acquisitions and consulting company providing services to insurance agents and brokers.
A graduate of Ohio University, Sandy served as Chair of the National Risk Retention Association. This year the Association awarded him their first ever Lifetime Achievement Award.
Rich J. Fidei
Shareholder, Insurance Regulatory and Transactions Practice Group
Greenberg Traurig, LLP
Rich J. Fidei is a shareholder in Greenberg Traurig's Insurance Regulatory and Transactions Practice Group and Government Law & Policy Group in Fort Lauderdale and Tallahassee.
Rich focuses his practice on national insurance regulatory, transactional and compliance matters. He represents a wide variety of insurance entities, including insurers, health plans, reinsurers, and other related entities in connection with regulatory, corporate, compliance and transactional issues.
Rich is experienced in the formation, licensure and capitalization of insurers, business expansion activities, financial and market conduct examinations, reinsurance and alternate risk transfer mechanisms, product filings, as well as many other operational and regulatory issues applicable to insurance entities.
Rich is a member of a variety of insurance-related professional organizations and associations. Rich serves as National Counsel of the Association of Insurance Compliance Professionals and International Association of Insurance Receivers.
Rich is listed in the Chambers USA Guide in 2017, Rated “AV” by Martindale-Hubbell and is listed in the Top Lawyers Section of South Florida Legal Guide. He is currently listed among Best's Recommended Insurance Attorneys and in 2016 as a team member in BTI Power Rankings, which ranked Greenberg Traurig among “The 16 Strongest Firms for ‘Go-To-Outside Counsel’ Insurance Work.”
Chief Product Officer
Athenium Analytics LLC
Jordan has held a wide range of responsibilities at Athenium Analytics since joining the company in July of 2013. As a meteorologist, Jordan led the development of data-powered solutions relating to upper-atmospheric wind analyses, and other weather conditions, for the U.S. Intelligence Community. Since then, Jordan has led project management, product development, and account management – including management of the company’s largest and most strategic clients – as the company grew to offer solutions for the insurance industry.
Jordan graduated Summa Cum Laude from NC State University with an B.S. in Meteorology, followed by an M.S. in Atmospheric Science from the University of Maryland, College Park.
Director, Acquisitions and Divestures
Bill Greiter has been exploring multiple facets of the insurance industry for more than 30 years. Watching disruptive innovation today create unprecedented risks and opportunities and redefine insurance keeps the work fresh.
Bill’s 25 year career with Assurant provided the opportunities in a wide range of line and staff roles. He found corporate development work so intriguing that he focused exclusively in this space for the last 15 years of his Assurant gig.In 2012 Bill joined American Family in Madison, Wisconsin just as the organization was preparing to explore growth by acquisition. Since that time Bill has spearheaded multiple insurance and non-insurance investigations and transactions. American Family today has a nearly national footprint and has added direct and independent agent distribution capabilities to its traditional exclusive agent focus.
The Honorable Bob D. Hackett
Ohio Senate Insurance and Financial Institutions Committee
Senator Bob Hackett currently represents all of Clark, Greene and Madison Counties, which encompasses approximately 330,000 people. Bob is a lifelong resident of the district where he attended London High School and served as Captain of the undefeated football team. This achievement earned Bob All- League and All-State Honors, which led to his recent induction into the London High School Sports Hall of Fame. Bob continued his education at Columbia University, where he received his B.A. in Economics; earned All- Ivy Honors in football and was awarded top scholar of the football team. Following college, Bob returned to the district and worked in agriculture for six years and then began his career in the financial services industry – becoming the founder of Central Ohio Financial Management Group LLC, where he has remained for the past twenty six years.
Having served as a Madison County Commissioner and now in the Ohio Senate, he has enacted safeguards to preserve rural traditions which are important to the region. As a County Commissioner, Bob was successful in incorporating zoning system changes, which created a comprehensive plan which preserves agriculture. This plan is highly praised throughout the state and currently serves as a role model for other counties. In addition, Bob worked to successfully attract new industry to the region and further created solutions which avoided increases in local taxes. Bob was a driving force behind the County Employee Benefits Consortium of Ohio (CEBCO), which through competitive bargaining has saved participating and non-participating counties thousands of dollars toward their healthcare costs.
As a State Senator serving his first term, Bob’s priorities are to stimulate the economic growth of our state, exercise fiscal responsibility, lessen the tax burden on our citizens and maintain jobs. Currently, Bob serves as Chairman of the Senate Standing Committee on Agriculture and of the Finance Health and Medicaid Subcommittee. He additionally serves as Vice Chairman of the Insurance and Financial Institutions Committee; and as a member of the Health, Human Services and Medicaid, Local Government, Public Safety and Veterans Affairs and Ways and Means Committees. Furthermore, Bob has achieved a perfect attendance voting record.
Bob has served in numerous leadership roles, including positions with the Madison County Hospital; Choctaw Lake Property Owners Association; Madison County Farmland Preservation Task Force; the Entrepreneurship Institute of Ohio; Watchdog of the Treasury and is currently a member of the American Legislative Exchange Council (ALEC). Bob supports many community organizations, including The Mercator Club; The Madison County Hospital Foundation; Madison County Historical Society; Madison County Friends of the Park; Madison County Chapter of National Association of Mental Illness (NAMI) and A Friend’s House – a local domestic violence shelter.
Bob’s election to the Ohio Senate is a culmination of his political and professional experiences. Bob is a member of Saint Patrick’s Parish in London, and most importantly to him are his wife of more than 25 years, Sue, their son, Seth, daughter-in-law Lauren and his granddaughter, Preslee.
Paul V. H. Halter, III, CIC, CRM, CPCU
President, Chief Executive Officer and Director
Cimarron Insurance Company
Paul Halter is the President, Chief Executive Officer and Director for Cimarron Underwriters, LLC, Cimarron Brokerage Company, LLC and Cimarron Insurance Company, Inc. (Demotech Rating of A). Mr. Halter began his career in 1981 in his father’s independent insurance agency in Bamberg, South Carolina. He eventually joined the insurer ranks with Crum & Forster Personal Insurance as field sales manager for the Carolinas. He joined March & McLennan, Inc. as AVP for Private Client Services in the Carolinas. He left Marsh to lead John & Higgins’ Private Client Services nationally. In 1994 he formed Commerce Casualty Group, Inc. with independent insurance agents in the Carolinas to write workers’ compensation insurance to be reinsured by Commerce Casualty Insurance Company, Inc., a Bermuda based reinsurance captive. From 2005 until 2007, Mr. Halter was President and Chief Operating Officer of Guarantee Insurance Company, Inc., its only profitable years. The company moved from Charlotte, NC to Ft. Lauderdale, Florida in late 2007 after which Mr. Halter resigned. In 2010, Mr. Halter joined Patriot Underwriters, Inc. as a regional vice president in a newly created branch office in Charlotte, NC. Ultimately, he became Chief Executive Office of Patriot Underwriters, Inc. until he resigned his position after the company went public over concerns with the direction of the company. On November 30, 2017, Paul Halter and Jeff Roschman purchased ProSelect National Insurance Company, Inc. The name was changed to the company’s original name when organized in 1947, to Cimarron Insurance Company, Inc. Cimarron offers workers’ compensation in 24 states currently and is licensed in 33 for most property and casualty lines of business. The company continues to expand its geographic foot print and will introduce general liability, large deductible workers’ compensation and excess workers’ compensation in 2019.
Paul is a Certified Insurance Counselor (CIC), Certified Risk Manager (CRM) and a Charter Property and Casualty Underwriter (CPCU).
CEO & President
Quadrant Insurance Manager’s focus on integrity, relationships, and underwriting stems from our CEO and President, Mark Harris, who started his insurance career in 1972 and brings a wealth of experience and expertise to the company. Having worked at various insurance firms such as AIG, Coroon & Black (later: Willis), RHH (later: AON), and Assurex Marketing Group, Mark learned many aspects of the insurance industry. Forming Quadrant allowed Mark and his partners to put all of the pieces together and develop a talented, committed, and close-knit team that is dedicated to serving our clients’ needs. In addition to the duties involved in running Quadrant, Mark is a producer, underwriter, and is very involved in instructing and mentoring our underwriting staff. While a great deal of underwriting today is done “in a box”, Quadrant thrives on finding solutions “outside of the box” and challenges employees to follow that vision.
In 2019, we are celebrating Quadrant’s 15th anniversary and over the years have developed specializations in management and professional liability, and difficult casualty and excess placements while acting as both a wholesale broker and program administrator. Insurance company ML & PL and agents & brokers E&O remain two of our leading programs.
Mark is an alum of Franklin & Marshall College, a past president of OAPSLO (OH Surplus Lines Org.), and a Certified Insurance Counselor (CIC) (25 years). Under Mark’s guidance, Quadrant has built a long standing insurance practice, principally based in Management and Professional Liability for consultants, agents, brokers, reinsurance intermediaries, and insurance companies (of all types). After participating in open meetings held by the then Lt Governor Taylor, Quadrant was pleased to write the management & professional liability insurance for first captive approved under the new Ohio law.
Jasmin J. Hurley
Porter Wright Morris & Arthur LLP
Jasmin is an associate in the firm’s Corporate Department where she focuses on intellectual property and corporate and business matters. She represents clients across many industries, including food and beverage, health care, media and technology. She has experience in advising startup and small businesses to large private companies regarding entity structure, formation, governance and financing, as well as preparation of business and commercial documents. Jasmin also brings significant experience in advising clients on the development and security of IP, including copyright and trademark registration, trademark prosecution, licensing, purchasing, transfers and commercialization. She assists with IP-related aspects of mergers and acquisitions. Finally, Jasmin advises women-, minorityand veteran-owned businesses regarding business certification at the local, state and national levels, and provides support during the application process.
During law school, Jasmin served as a judicial extern for the Honorable Thomas M. Rose and Magistrate Judge Michael J. Newman, of the Southern District of Ohio, Western Division.
Prior to attending law school, Jasmin worked in health and safety and business development for a local industrial cleaning company. A Veteran of the U.S. Army, she held leadership roles in the Military Police as Platoon Leader, Executive Officer, and Battalion Plans Officer. She is a combat Veteran and a Bronze Star recipient.
Fred E. Karlinsky
Shareholder, Insurance Regulatory and Transactions Practice GroupGreenberg Traurig, LLP
Fred E. Karlinsky is Co-Chair of Greenberg Traurig’s Insurance Regulatory and Transactions Practice Group. Fred has nearly 25 years of experience representing the interests of insurers, reinsurers and a wide variety of other insurance-related entities on their regulatory, transactional, corporate and governmental affairs matters. Fred is a recognized authority on national insurance regulatory and compliance issues and has taken a leadership position in many insurance trade organizations, has led many industry-driven legislative and regulatory initiatives, and is a sought after thought leader who has spoken and presented to insurance executives and governmental officials, both nationally and internationally.
Fred is experienced in transactional law, executive and legislative governmental affairs, administrative law, and corporate representation. He advises clients on operational issues — including start-up initiatives, structuring, capitalization, and collaborative business relationships — and a complete array of regulatory and compliance issues, including licensure and corporate amendment applications, business expansion initiatives, solvency and statutory accounting issues, rate and form filings, and financial and market conduct examinations, to name a few.
In addition to his role with Greenberg Traurig, Fred has been an Adjunct Professor of Law at Florida State University College of Law since 2008, where he teaches a course on Insurance Law and Risk Management. Fred is also a Florida Supreme Court Certified Mediator and he serves as Governor Rick Scott’s appointee on the Florida Constitution Revision Commission (CRC).
Renée Montoya Lado, M.S., NCC
Founder & President,
Strategic Designs for Learning/Family Owned Business Resources
Renée founded Strategic Designs for Learning (SDL) in 1999 and Family Owned Business Resources (FOBR) in 2013. Both companies specialize in advising family owned businesses, their families, their operating executives and their governance boards. Renée is an organizational development practitioner with thirty five years of strategic leadership experience and consulting with small, mid-range and large companies in a broad range of markets, including the manufacturing, corporate real estate, hospitality, technology and insurance sectors.
She brings a unique perspective which draws on her corporate business experience and clinical training as she works with her clients. She is accomplished in executive coaching, counseling and assessment, organizational behavior and diagnosis, change management, facilitation in the areas of team building, strategic planning and large systems change.
Previously, Renée was Executive Vice President of Talent Development for an international firm that provided information technology and consulting services to the private and public sectors. In this position she was responsible for both line and staff operations internally as well as for external coaching with senior executives, senior officers and executive teams.
Renée holds advanced degrees in Behavioral Psychology, Policy Analysis and Pastoral Psychotherapy and is certified in the use of numerous assessments and instruments including the Caliper Profile™, HR Chally Instrument™, Myers-Briggs Type Indicator™, the Center for Creative Leadership’s Benchmarks™ Instrument and Corporate Development Group’s Culturetek™. She has developed a number of proprietary tools that can be used with family owned businesses including Executive Dimensions™, The Success Print™ and A Family Mosaic™. She is a Certified Wealth Advisor through the Institute for Preparing Heirs.
She lives on the high plains east of Denver, Colorado with her husband, Frank, and their dog, Lucius.
Co-Founder & CEO
Mike Lanese starts and operates venture-backed technology companies. He is currently co-founder and Chief Executive Officer of OnSeen, Inc, a Columbus, OH based start-up that provides a mobile workforce management solution to help large organizations manage their remote people, places, things. Prior to OnSeen, Mike was co-founder and Chief Executive Officer of ClearSaleing, Inc. ClearSaleing was a groundbreaking and highly successful advertising analytics company that helped large advertisers optimize their ad spend across multiple media. Prior to ClearSaleing, Mike worked for National City Bank, first as the Director of Technology for the Wealth Management division and then as the Regional Executive for the Central Ohio Wealth management practice. Mike also worked as a proprietary securities trader for Nomura Securities, a Wall Street securities firm, and as the Chief Product Officer of Trade Point USA, one of the world's first Internet-based companies. He also served as a Surface Warfare Officer in the United States Navy and currently serves a Civil Affairs Officer in the United States Army Reserve. Mike holds degrees from the University of Oxford, where he attended as a Rhodes Scholar, and The Ohio State University, where he was a member of Phi Beta Kappa, captain of the football team and two-time Academic All-American.
Federal Bureau of Investigations – Ohio
Special Agent Love is a Special Agent with the Federal Bureau of Investigations in Ohio. He has been investigating cyber-related crimes for approximately 8 years.
Lisa Miller & Associates
Lisa has held numerous senior executive positions in a 30-year career that has included public sector, corporation, association, and nonprofit work. She offers her clients an extensive knowledge of insurance and financial services regulations, emergency management, disaster recovery, and real estate.
Her hurricane field and policy experience spans from Florida’s historic Hurricane Andrew in 1992 to present day recovery efforts from 2018’s Hurricane Michael and 2017's Hurricane Irma. As Florida’s Deputy Insurance Commissioner and Deputy Chief Financial Officer in Florida’s Department of Financial Services, Lisa led the My Safe Florida Home program, a $250 million legislative initiative to encourage Floridians to strengthen their homes against hurricanes, following the spate of eight storms that hit Florida from 2004-2005. She also helped launch the Hurricane Claims Mediation Program, an initiative that achieved a 95% success rate in expediting the settlement of residential and commercial claims for 30,000 consumers.
Lisa is a frequent speaker on flood mitigation strategies and rebuilding efforts, noting that fewer than half of Floridians who live in flood hazard zones have flood insurance. She has warned that those without enough in savings to rebuild will be faced with either borrowing money or be forced to sell their damaged property for a loss, or worse, simply walk away. Beyond the personal financial toll this will take on Floridians and the country, will be the potential impact on real estate values, the local government tax base, and economic development and revitalization efforts post-Irma. She is frequently quoted by news media in Florida and nationwide.
Lisa is currently the lead consultant for an international client providing negotiation services post-disaster for local government entities that are seeking federal public and individual financial assistance. In addition, she is known in wind and flood mitigation program circles to push for city and county property owners to reduce premiums by strengthening their properties against the wind and the ravages of rising water. Her outreach work with Realtor® associations and the Florida Department of Emergency Management expanded the number of participating communities in FEMA’s community rating system, with millions of dollars in resulting flood insurance savings for consumers.
As a former deputy insurance commissioner, Lisa represents and advises property insurance companies writing 25% of Florida’s six million property insurance policies. She served for 10 years as the exclusive insurance consultant and technical consultant for the Florida Realtors® association with 140,000 members in all Florida counties.
As a governmental relations consultant, Lisa has been part of the successful effort in the Florida Legislature to ease regulation and provide incentives to encourage the growth of private market flood insurance in Florida as a needed alternative and complement to federal flood insurance. She served as an advisor to Senator Jeff Brandes toward passage of Senator Brandes’ two key laws, SB 1094 and SP 542. Both bills serve as model legislation for other states.
As host of The Florida Insurance Roundup podcast, Lisa has featured topics on flood insurance risk and the need to encourage a vibrant private marketplace. In the days immediately following Hurricane Irma’s double-strike on Florida, she served as a disaster recovery consultant at insurance villages in Jacksonville, Naples and Ft. Myers, as well as in adjuster and call center training classes.
Among her other public service work, Lisa currently serves as the Governor’s appointment to the Apalachee Regional Planning Council, which provides technical assistance in economic development, emergency planning, transportation, and quality of life to meet the needs of local governments in a nine-county region of northern Florida.
Lisa grew up in Plant City and attended Florida State University where she earned a bachelor’s degree in Business Management and a master’s degree in Public Administration. She is also a Certified Public Manager. She is married with one son. When she’s not in the office, Lisa serves as a mentor to college graduates and volunteers her time with charities ranging from those battling cancer to those promoting educational excellence.
Paul Osborne governs the data utilized by Demotech in the analysis of insurance companies, statistical reporting of rating bureaus, and consulting work and actuarial opinions. Paul maintains the corporate databases and designs systems to help regulate internal processes and facilitate client management. He also develops custom reporting and graphics for client projects and automates complex processes to present large information stores in user accessible formats.
Paul serves as the Editor of the annual Demotech’s Performance of Title Insurance Companies, the most complete and thorough industry analysis available including over 400 pages of analytical reporting of the entire Title industry. Paul has written several articles for industry trade journals concerning the state of the Title insurance industry through the years. He also contributes as an analyst on the Insurance Journal’s annual Salary Survey and Agency Errors & Omissions Study.
Prior to joining Demotech in 2005, Paul worked 11 years in the insurance industry at both property casualty and managed care companies.
Paul has a Bachelor’s of Science in Mathematics and Statistics from Miami University.
Chairman and CEO
HCI Group, Inc.
Paresh Patel, Chairman and CEO of HCI Group, Inc. Mr. Patel is a founder of the Company. HCI Group owns subsidiaries engaged in diverse, yet complementary business activities, including homeowners’ insurance, reinsurance, real estate and information technology. Its insurance division consists of TypTap Insurance Company, a technology-based homeowners and flood insurance subsidiary, and Homeowners Choice Insurance Company. Mr. Patel has broad experience in technology and finance. He developed and continues to oversee development of the Company’s technology platforms. Mr. Patel holds a Bachelor’s and a Master’s degree in Electronic engineering from the University of Cambridge in the United Kingdom. He serves on the Board of Cambridge in America.
Joseph L. Petrelli
Joe Petrelli is the President and Co-Founder of Demotech, the second largest rating service in the United States by client count, specializing in evaluating the financial stability of regional and specialty insurers. A recognized expert in financial analysis and solvency management issues in the insurance industry, Joe’s insight and innovation have resulted in many firsts within the P&C and Title industries, including a model for assigning Financial Stability Rating® (FSRs) based on balance sheet strength and financial integrity, the development and utilization of a Management Audit Process a decade in advance of today's emphasis on enterprise risk management, an ongoing analysis to evaluate assigned FSRs relative to insurer survival rates and the development of a procedure to review and rate start-up insurance companies.
Joe personally directs an experienced and highly qualified team that works closely with clients to ensure their long-term solvency through the review and issuance of FSRs and through a variety of consultative services. He is a regular speaker and presenter at industry conferences on topics of risk management, compliance, regulatory reporting, and actuarial and financial analysis. Joe has a strong passion for education and professional development, actively supporting trade associations, contributing to industry journals, and driving formation of the Buckeye Actuarial Continuing Education, affiliate of the Casualty Actuarial Society. In addition to being a member in good standing of the Casualty Actuarial Society, Joe is also a member of the American Academy of Actuaries, Society of Actuaries and a Fellow of the Conference of Consulting Actuaries.
Joe has been actively engaged in the Property & Casualty insurance industry since 1969, beginning his career at the Insurance Services Office (ISO), and then holding positions at Agway Insurance Company, Nationwide Mutual Insurance Company and as a consulting actuary prior to founding Demotech in 1985.
Prior to initiating The Demotech Difference, Joe had been a thought leader on issues affecting the insurance industry. His articles were published in insurance publications including Insurance Journal, (then) John Liner Organization, (then), National Underwriters (now PropertyCasualty360) and Business Insurance. He has been a frequent contributor to Best’s Review.
He holds a Bachelor of Science in Actuarial Science from the College of Insurance (now known as St. John’s University) and a Master in Business Administration from The Ohio State University.
Sharon M. Romano Petrelli
Sharon Romano is the Vice President and Co-Founder of Demotech. Sharon directs the finance and administrative functions for Demotech. She coordinates Title rating bureaus through the preparation of form, rate and rule filings and consults in product development and pricing, regulatory reporting and compliance matters.
Sharon has more than 30 years of experience in the industry and is a licensed Property & Casualty insurance agent in Louisiana, Michigan, North Carolina, Ohio and Pennsylvania. She has also served as a director of a Property & Casualty insurance company. She has been active in industry organizations, having served as a director of the Association of Insurance Compliance Professionals (AICP), President of the Midwest Forum Chapter of the AICP and National Chair of the AICP Conference Planning Committee. She also served on the Executive Committee of the Charter Property Casualty Underwriters (CPCU) from 2006 through 2009.
Sharon holds a degree from Columbus State Community College and has obtained the designations of Chartered Property Casualty Underwriter, CPCU, Associate in Insurance Accounting & Finance, AIAF, Associate in Regulation & Compliance, ARC, and Certified Compliance Professional, CCP.
Philip S. Renaud III, MS, CPCU
The Risk Institute at The Ohio State University Fisher College of Business
Renaud joins The Risk Institute from Risk International, where he served as a managing director and led the Columbus offices. With over 25 years of experience creating and managing several large multilocation, international risk management departments, he brings extensive expertise in the practice of risk management, direct insurance, and safety and health. In addition to his position at Risk International, Renaud managed risk programs at Deutsche Post/DHL (Supply Chain), Kmart Corporation, Limited Brands, Inc. (L Brands) and, prior to that, SCOA Industries Inc. (Shoe Corporations of America). He is a regular speaker at various national, regional and local risk management forums. He also serves on the Board of Directors for the National Kidney Foundation of Ohio, Kentucky, Middle and Eastern Tennessee and board chairman for Central Ohio. In addition, Renaud serves on the Board for the Make-A-Wish Foundation of Ohio, Kentucky and Indiana and on the Foundation Board for the Knox Community Hospital in Knox County, Ohio.
Managing Director, Global Insurance Intelligence
Kyle Schmitt leads global insurance intelligence product, data and analytics development at J.D. Power since 2017. He focuses on delivering data-driven consumer experience insight, technology solutions and client advisory within the Property & Casualty, Commercial and Life insurance sectors. He is an active thought leader in auto insurance competitive strategy and the application of technology to the insurance process with several publications in leading media outlets. He also holds a patent for AI-driven customer experience applications within the Life insurance sector.
Prior to J.D. Power, Schmitt led Strategy for Life, Auto and Claims at State Farm Insurance. He also spent 7 years in London as a Vice President Investment Banking, Insurance M&A with Barclays Capital where he provided financial and strategic advice to a global set of clients. He holds a bachelor’s degree in Architecture, a masters degree in Structural Engineering from the University of Illinois at Urbana-Champaign and an MBA from the London Business School. He lives in Chicago with his wife and child.
KPMG Corporate Finance LLC
Joe Schneider is a managing director with KPMG Corporate Finance LLC, the wholly owned investment banking subsidiary of KPMG LLP. Joe is based in Chicago and focuses on the insurance sector, advising P&C and life carriers as well as insurance services firms such as brokers, managing general agencies, third party administrators and other non-risk taking insurance businesses on mergers & acquisitions, capital raising and other strategic matters.
Prior to working at KPMG, Joe was an investment banker in the financial institutions group at Barclays in London.
Joe graduated from the University of Notre Dame and has an MBA from ESADE Business School in Barcelona, Spain.
Chief Information Officer and Chief Compliance Officer
MBX Medical Billing Experts
As CIO and CCO of MBX, a national medical billing company owned by US Radiology Specialists, Brian brings 20+ years of IT related experience to the table, focusing primarily on enterprise infrastructure, operations and security. His unique management style inspires management and staff alike to become more innovative, accountable, results focused, competitive and customer service orientated.
Allison F. Sheedy
Allison F. Sheedy is a partner in the Washington, DC office of Constantine Cannon. Ms. Sheedy’s practice focuses on civil antitrust litigation, government antitrust investigations involving potentially anticompetitive business practices, and consumer protection matters. Ms. Sheedy also provides advice on an array of antitrust issues, including general compliance, joint ventures, multijurisdictional investigations, the merger review process and merger investigations.
Ms. Sheedy has wide ranging experience with complex case litigation, and has represented clients, both as plaintiffs and defendants, in a variety of federal and state lawsuits involving commercial controversies.
Ms. Sheedy has represented clients in a diverse range of sectors including book publishing, health care, telemarketing, consumer electronics, shipping and logistics, and the credit card industry.
Prior to joining Constantine Cannon in June 2013, Ms. Sheedy was counsel at the law firm of Akin Gump Strauss Hauer & Feld, LLP.
Ms. Sheedy received her B.A. in literature from Sarah Lawrence College in 1998 and her J.D. in 2006 from the University of Pennsylvania Law School, where she was Articles Editor of the University of Pennsylvania Law Review. Ms. Sheedy also holds an M.A. in Liberal Studies from the New School for Social Research.
Ms. Sheedy is a member of the District of Columbia and Pennsylvania bars. She is a member of the Antitrust Section of the ABA and is a member of the Antitrust and Litigation Sections of the ABA.
Michael R. Terelmes
Chief Financial Officer
Sirius Global Solutions
Michael Terelmes is the Chief Financial Officer of Sirius Global Solutions, a subsidiary of Sirius Group (NASDAQ: SG), that specializes in providing exit strategies and run off solutions to insurers, reinsurers captives and risk retention groups. He has over twenty-five years of financial reporting and accounting experience in the insurance and financial services sector. As a founding member of Sirius Global Solutions, Mr. Terelmes has played a primary role in the acquisition of several companies and in the underwriting of a variety of insurance solutions. He also serves as the CFO of a number of subsidiary insurance companies and is a member of their boards of directors. Prior to joining White Mountains, Mr. Terelmes worked at Travelers Insurance and Bank of America.
Mr. Terelmes’ experience includes GAAP and Statutory accounting and reporting, financial analysis, strategic planning and modeling, due diligence, commutations and management of financial and operational audits of reinsurance, commercial banking, investments and trusts. Mr. Terelmes earned his CPA designation in 1995 and is an active member of both the American Institute of Certified Public Accountants and the Connecticut Society of Certified Public Accountants.
Chief Executive Officer
Wesley represented the world’s largest insurance companies as an attorney at the premiere insurance defense law firm in Florida. He successfully litigated hundreds of complex cases and obtained countless successful results for his clients, including first-of-their-kind decisions in trial and appellate courts. During his tenure at the firm, Wesley identified inefficiencies in the legal process that could be solved using technology and data. He left his successful career as a lawyer to develop CaseGlide. He regularly advises major institutions on insurance matters, including reinsurers, rating agencies, hedge funds, and governmental entities. He writes for industry-leading information sources such as Claims Journal, Insurance Thought Leadership, The Claims and Litigation Management Alliance, and Carrier Management. He is also the founder of the First Party Property Insurance Blog, which was recognized by the American Bar Association and is included in its directory of legal websites.
Chief Executive Officer
A construction and construction technology leader, innovator and achiever. Working in a positive and high-energy group with a common mission to succeed.
Specialties: Construction, construction payment processes, financial technology, property insurance, program management, supply chain management and innovation leadership.
Senior Managing Director
Jim Wrynn is a Senior Managing Director in the Global Insurance Services practice of FTI Consulting and is located in New York. Jim has more than thirty years of experience as an insurance executive, attorney, regulator and strategic advisor in the global insurance sector, earning wide recognition as a premier authority on domestic and global insurance regulation and related strategic and risk management matters. Jim has served in a number of roles throughout his career, including as the 40th and last Superintendent of Insurance in the State of New York. Jim was also heavily involved in creation of the New York State Department of Financial Services and was its first Deputy Superintendent.
Having served in senior roles with the National Association of Insurance Commissioners (“NAIC”) and the International Association of Insurance Supervisors (“IAIS”), Jim has played a key role in developing national and international regulations and policies governing the insurance industry. This includes his time as Vice-Chair of the NAIC’s International Insurance Relations "G" Committee, as Co-Chair of the Rating Agency Working Group, as Vice-Chair of Reinsurance (E) Task Force and as Vice-Chair of the Solvency Modernization Initiative (EX) Task Force.
In his capacity as Vice Chair of the International Committee, Jim represented the United States as a member of the IAIS, an organization of insurance supervisory authorities from more than 200 jurisdictions in nearly 140 countries that develops international insurance principles and standards for insurance regulators. Jim had a leadership role in discussions on numerous international issues such as Solvency II, an economic risk-based solvency regulatory framework to be utilized by all European Union member states; Systemic Risk, the development of a methodology for the identification of systemically important global financial institutions and the measures to be implemented once identified; ComFrame, the development of a common framework for the supervision of internationally active insurance groups; Group Supervision; and numerous other issues and initiatives.
Prior to joining FTI Consulting, Jim was Managing Director and Vice-Chair in the U.S. for Guy Carpenter's Global Strategic Advisory Group. Immediately prior to joining Guy Carpenter, Jim was a Senior Partner at the law offices of Goldberg Segalla, LLP in New York, and lead the firm’s Global Insurance Regulatory Practice, which consisted of an international team with extensive experience serving U.S., Europe, Bermuda, and other key regulatory markets.
Jim is admitted to practice before the Supreme Court of the United States, the U.S. District Courts for the Eastern and Southern Districts of New York and the U.S. District Court for the District of New Jersey. He has earned a Martindale-Hubbard Peer Review rating of AV Preeminent, has been rated a top lawyer in insurance law by American Lawyer Media and Martindale-Hubbell and has also been ranked as a top lawyer in insurance coverage by New York Metro Super Lawyers. In addition to holding a J.D., Jim also has Associate in Captive Insurance and Associate in Risk Management certifications. He is a frequent speaker and author on insurance, governance, risk and regulatory matters.